1. The Services
This website allows you to access your SIPP data which is administered by us. Your SIPP information may (subject to your prior written consent) be accessed by your appointed adviser.
2. Duty of Disclosure
When completing any application forms linked to or relevant to the use of this website, you must be aware of your duty of disclosure. In addition to providing all basic information necessary to enable us to provide the services, you must ensure that you are complying with your legal duty of disclosure of all material matters relating to the risks. In particular, you must satisfy yourself as to the accuracy and completeness of all the information you provide to us. In this respect, you must provide all information relevant to the services we provide you, whether favourable or not, which would influence the judgement of a prudent supplier of the services in determining whether he/she would take risk in providing those services to you, and if so, for what premium and on what terms. If all such information is not disclosed by you, we may avoid the contract from its commencement and may result in your access to this website being denied.
3. User Name and Password
You are granted the right to use the services and your user name and password solely in accordance with these terms. You agree to maintain the confidentiality of your user name and password and agree to notify us immediately should you become aware of any unauthorised use of your user name, password, account or your information on this website. You are responsible for the security of your user name and password and JLTPP accepts no responsibility or liability, however so arising and will not be liable for any and all activities that occur under your account to the extent that they result from your failure to comply with this paragraph of the terms. At JLTPP’s sole discretion, we may block your user name and password for reasons of security or for general administration purposes. If you have given prior consent that your appointed adviser may also access your data on this website, then we shall provide your appointed adviser with a user name and password subject to the confidentiality obligations above. You must in any event that you feel your password has been lost or compromised, contact JLTPP immediately on 02920 557000, where upon your user name and/or password will be reset for you.
4. Service Availability
JLTPP makes no warranty or representation that this website and/or the services will always be available. The website and/or services may be temporarily unavailable, restricted or suspended from time to time for administrative or other reasons and JLTPP accepts no responsibility, however arising and will not be liable for any loss or damage arising out of or in connection with any interruption, restriction, suspension or loss of the use of the website and/or the services. You acknowledge that your access to the website and/or services may also be prevented by certain factors outside our reasonable control, including without limitation, the in operation, inefficiency or unsuitability of any equipment through which you are accessing the website and/or services, the unavailability in operation or interruption of the internet or other telecommunication services. Should any such circumstances exist, JLTPP accepts no responsibility, howsoever arising for any loss or damage arising out of or in connection with any such events. If for any reason the services become unavailable or inaccessible for an extended period of time, you may contact us by contacting our Helpdesk on 02920 557000.
5. Data Protection
Our website is secured by files and IDPS (Intrusion Detection and Prevention Systems) to prevent the loss, misuse and alteration of the information under our control. Our web servers are located in a highly secure data centre professionally managed by third party vendors. The servers on which we store personally identifiable data (your personal data) are kept in a secure environment in an independently lockable rack. Our data centre has multi layered physical access controls, CCTV surveillance and formal physical security access procedures. Our website takes every precaution to protect your personal data. We use the highest level of internet standard encryption technology to ensure the confidentiality of your data during transmission and to protect it against tampering and messaging forgery. We are constantly updating our technology to provide you with the maximum practical level of security.
Disclosed on the Website The information available on the website relating to financial products and/or services is provided to us by third parties, including but not limited to insurers, fund managers and/or other persons who provide the various products and/or services. Whilst we have used reasonable endeavours to ensure the information provided by any third party is accurate, JLTPP accepts no responsibility howsoever arising and will not be liable in respect of your reliance upon all use by you of the information provided by such third parties. Your ability to view current valuations of investments on the website will be solely dependent on JLTPP being able to receive daily data in respect of the investment. Not all investments are valued daily and not all investment managers supply data daily. Your appointed advisers should liaise with us to ensure that investment arrangements are put in place to permit daily valuations. We may use the information we have about you to contact you by post, fax, email or telephone to bring to your attention additional products or services which may be of interest to you. However, if you would prefer not to receive such information you may withdraw your consent by contacting us. The information available on the website is for information purposes only and does not constitute financial investment, actuarial, accounting, consulting, legal, tax or any other type of professional advice. You hereby acknowledge that you should take independent advice to satisfy yourself if any financial products or services are suitable for you. The accuracy, adequacy and completeness of the information available on the website or of any data or information received by you or through the use of the website and/or the services are not warranted or otherwise guaranteed by JLTPP. Accordingly, JLTPP accepts no responsibility howsoever arising and we will not be liable for the contents of the website to the extent permitted by applicable law in any jurisdiction that would or could otherwise arise from or as a result of reliance by you on the contents of the website. JLTPP does not represent or warrant that any of the information available on the website or through the services will be uninterrupted or error free, that defects will be corrected or that any website or the server from which its accessed are free from viruses, worms, trojan horses or other harmful components. You acknowledge that we rely on the accuracy and completeness of prices and other information provided to us by third parties, included but not limited to fund managers, insurers and other third parties who provide us data. Whilst we will use all reasonable efforts to ensure that all transactions initiated by you via the website are processed as soon as possible, we shall have no liability to you in the event of any loss being suffered due to a processing delay which is beyond our reasonable control. JLTPP SHALL NOT BE LIABLE IF AND TO THE EXTENT THAT ANY LOSSES, DAMAGES, COSTS OR EXPENSES SUFFERED BY YOU ARE DUE TO THE PROVISON OF FALSE INACCURATE, MISLEADING OR INCOMPLETE INFORMATION OR DOCUMENTATION BY YOU OR ANY THIRD PARTY ACTING ON YOUR BEHALF OR DUE TO THE ACTS OR OMISSIONS OF ANY PERSONS OTHER THAN JLTPP OR ITS PARTNERS AND/OR EMPLOYEES, INCLUDING WITHOUT LIMITATION, THE INCORRECT USE OF THE WEBSITE AND/OR SERVICES BY YOU, YOUR APPOINTED AGENTS AND ADVISERS OR YOUR FAILURE TO CORRECTLY INPUT ANY DATA AND/OR INFORMATION IN CONNECTION WITH THE SERVICES.
9. Intellectual Property
The website and services and all pages thereof including but not limited to databases, software source code, underlying technology, graphics or any other materials are owned or licenced by JLTPP or JLT Group Plc. JLTPP and/or JLT Group plc owns or is licensed to use all copyright and any other intellectual property rights subsisting anywhere in the World in any information relating to the website and/or services. All trademarks, service marks, trade names and logos contained on the website are owned or licenced respectively. You may only produce printouts of the website or any of its pages for your own personal use (or for the use by your appointed adviser). Save as provided for above, you agree not to copy, reproduce, duplicate, modify, adapt, lend, sell, transfer, decompile, download, exploit, licence or transmit any of JLTPP’s or JLT Group Plc’s intellectual property rights or any part of the website or any of its contents without JLTPP’s prior written consent.
10. Limitation of Liability
JLTPP’S AGGREGATE LIABILITY TO YOU WHETHER IN CONTRACT, COURT, BREACH OR STATUTORY DUTY OR OTHERWISE FOR ANY LOSSES WHATSOEVER AND HOWSOEVER CAUSED ARISING FROM OR IN ANY WAY CONNECTED TO THE USE OF THE SERVCIES AND/OR THE WEBSITE BY YOU OR YOUR APPOINTED ADVISER SHALL NOT EXCEED THE SUM OF ONE HUNDRED THOUSAND POUNDS (£100,000) IN THE AGGREGATE INCLUDING ANY CLAIMS FOR INTERESTS AND COSTS. NOTHING IN THIS CLAUSE 10 SHALL EXCLUDE OR RESTRICT ANY LIABILITY OF JLTPP FOR PERSONAL INJURY, DEATH, FRAUD OR DISHONESTY OR OTHERWISE TO THE EXTENT THAT SUCH LIABILITY CANNOT BE LIMITED OR EXCLUDED BY LAW.
11. General Provisions
These terms shall be governed by and construed in accordance with the laws of England and Wales and you hereby submit to the non exclusive jurisdiction of the English courts. Failure or delay to enforce any right under these terms will not be construed as an implied way that of the same or any other right in the future. All of the terms and conditions relating to the use of the services and/or the website are contained in these terms and any other instruction or direction which supplied to you by us. No oral communications that you may have with us shall override, supersede, vary or in any way alter these terms or any part thereof. If any provision in these terms is held or made invalid by any competent court, statute rule or otherwise, the remainder of these terms shall not be affected.